Benefits of Aetna Long Term Disability Insurance

November 11 ,2011 by admin

Aetna is certainly a very big name in the health industry. It is regarded as a national leader in health care in the United States. It has been in operation since the middle of the 18th century and has played a major role in shaping the health care industry of the US.

 

The Aetna insurance agency offers various types of insurance. These include medical, dental, behavioral health, long term disability and others. In this article, we are going to discuss the Aetna Long Term Disability Insurance as it now plays a major role in the operation of businesses. Why?

 

Aetna Long Term Disability Insurance is a lifesaver of business because they can’t afford to have workers sick for long periods of time. Imagine all the time and money you will lose for one lost worker. This is even worse if that worker played a major role in your establishment. With the Aetna Long Term Disability Insurance, the company is assured that he is covered until he has fully recuperated. The employee is provided all the help he needs to get well again and be back on the job. The company, as well, benefits from this insurance because costs are held down. This ensures that the company can still remain operational and productivity is not hampered by the mishap.

 

If you are not totally convinced, don’t be shocked to find out that 1 out of every 5 employees has a chance of being disabled. These are the numbers obtained by the U.S. Census Bureau in recent years. Another supportive finding by the Council for Disability Awareness shows that long term disability usually lasts two and a half years. By now, that Aetna Long Term Disability Insurance seems to be looking nice. It is understandable if you have a small work force and decide to forego the insurance. However, companies with thousands of employees would do well to avail of this insurance as losing 20% of your work force to long term disability for two and a half years each doesn’t sound too good.

 

Aetna is always looking to better itself and I’m sure that its 40 million clients can’t agree more. The constant development they undergo is the very reason why they are the best health care insurance providers in the United States. If you are an individual that is reading this article, don’t hesitate to avail of the Aetna Long Term Disability Insurance as well. Be it for a company or an individual, Aetna will take care of you.

Consider getting short term disability if you don’t need long term disability.